Gender Equality is necessary for the Welfare of the State

In 415 AD, a Roman Egyptian and Christian “Peter the Reader” was a radical who led a mob that accosted the female educational leader Hypatia. Returning home from a lecture, she was strapped to her carriage, stripped of clothing, and then dragged naked to the Christianised Caesareum in Alexandria. In the presence of the horde of Christian onlookers, she was skinned with tiles and seashells. Torn into pieces Hypatia’s body was then burned. Thousands of years have passed in the wake of that tragedy, yet those of us born female still struggle under the same omen of global gender disparity.

Three generations of the world’s greatest female warriors met at the Lincoln Center in celebration of strong hearts and the power of brilliant minds.

In New York City on March 8, 2012, Newsweek and The Daily Beast’s editor-in-chief Tina Brown hosted the third annual Women in The World Summit. It was an event to celebrate women. The gathering was to shed light on the organizations that bravely step onto the global battle arena for the rights of all women.

It was an important occasion because an ongoing war to repair the harsh realities of global gender inequities still exists. The outcries of the youngest generation of women were heard in a single voice. The amazing then 16-year-old songstress Suma Tharu held captive her audience. Escaping servitude in her home of Nepal, her a-cappella voice rang strong and clear enfolding emotions. The lilting melody and lyrics cut through the glare of glamour and media to draw attention to the appalling truth of urgency for many millions of women.

In stark relief, the summit illustrated the wins and losses in the war to achieve global gender parity.

Nevertheless, these enormities of statements are only snapshots of a small place in time in the history for many women. Creating parity among the genders is not only the “human right” thing to do – it is the smart economic thing to do. Building gender equality is fundamental to developing a strong core to successful economic sovereignty. It is intelligent economics. This meme of creating an equal footing in societies will become the intuitive to how a nation should function in achieving success. Only in apathy will that path to gender equity not find successful completion.

The World Bank argued empirically the wasteful financial cost of gender discrimination to governments.

Western cultures live a tale of two cities. In continuing to support poorly enacted women’s healthcare and educational regulatory policies, they merely feed a singular narrative voiced by politicians. This furthers governmental underutilization and undervalue of its workforce. Opportunity for federal change has come. A seismic shift in world leadership is occurring; changing the geopolitical landscape forever.

China has undergone a 70% modification in its cabinet and national leadership. The French Republic has greeted a fresh new opposition leader, Socialist Party Chief Martine Aubry and a woman, Angela Merkel, leads Europe’s strongest economy. From Asia to the Eurozone and the United States, new global governance is inevitable. Fundamental fiscal policies that shape how countries govern women must be altered.

Women now account for half of the world’s universities attendance. They comprise 40% of the global work force – yet still lack formidable legislative power that directly affect them.

Often cloaked in the guise of economic austerity measures, government programs that support woman’s needs are the first to be sacrificed.

According to World Bank’s 2012 “World Development Report”, fiscal policies are the oil that lubricates the constructs of governmental and private agencies. They coop and steer advancement of the female population in all countries. Statistics illustrate that growth in the numbers of educated women in the world has been tremendous in emerging countries. Yet they still lack parity in nations like the UAE, India and Pakistan.

Women, who are heads of households, have become the largest pocket of poverty among the ethnic and the poor in all countries. They are most likely to be economically victimized by discrimination than any other demographic.

The world ignores a very important fact.

The realities are that the attainment of equality represents freedom to all to contribute to the economic success of their country. An important roadblock to achieving this utopia is in creating financial parity.

Institutionalized gender discrimination is a construct in credit markets. This is especially true when underemployment is based on gender and economic status. Blend these realities with the inability to represent and have equal say in governments. The achievement of upward mobility for women is doomed to failure.

The European Union and some eastern countries have instituted gender biased budget initiatives.

They are policies broadly based with a focus on the health and education of women. These initiatives have received mixed reviews; due in part to its application in emerging markets. In addition, the complacency for change and ending old dogmas in developed nations continues to block full implementation of these projects.

Legislated tweaks to established gender friendly policies are considered “sacrifices” in the name of fiscal prudence. Many western nations create appearances of transformative healthcare policies, while endemic poverty and discrimination toward women continue.

Global economists have demonstrated that there must be total integration of female participation in all economic constructs. Without complete and seamless gender parity, in all nations there can be no claim to victory over women’s rights.

“There was a woman at Alexandria named Hypatia, daughter of the philosopher Theon, who made such attainments in literature and science, as to far surpass all the philosophers of her own time. Having succeeded to the school of Plato and Plotinus, she explained the principles of philosophy to her auditors, many of whom came from a distance to receive her instructions.”

—Socrates Scholasticus, Ecclesiastical History

Article from Surface Earth

The Many ways to say love for Writers and Publishers’ Holidays

Christmas in Chagrin Falls

Red cardinals paired on snow-laden branches. Winter blows making dancing snow swirls. Red noses are filled with scents of cinnamon and mulled wine, filling cold air with warmed recollections of love. We hear favorite Yuletide carols and long for the romance of fireside light. And beyond windowpanes, winds howl while delivering its thick coat of white.

When the weather outside grows cold writers become like kittens. Our favorite places to create become the warmest safest spaces to be, to read and to write. Add hot coca and warm comfort foods and the spell of holiday enliven our imaginations. North Pole residents return with a hint of presents waiting for discovery. No matter the language, at holiday time authors find nuggets of life to write about. And in any native speak writers as children make wish lists too. Here is a few you may want to whisper into Santa baby’s ear.

MS Surface Studio and its smooth clean lines makes cuddling up in a comfy nook that much easier. But don’t stop in just creating clever and artful prose. This powerful tool is also a place to create masterworks. Beware. Using this marvelous machine can become addictive.

Interaction Technology has become a very important part of our daily lives. We wear it and use it to track our every function. We converse with it. The coming of Siri and Alexa has placed us on a path of obtaining important assistants in our endeavors at composing eloquent content. They have an infinitely expanding skill base with future enhancements that will mimic conversation, what better gift to discover under the Christmas tree.

Adobe Premier Pro CC 2017
From Adobe support, comes introductions of their newest and cleverest software innovates for 2017. What could be finer than a Christmas gift that can bring your work to new levels of enjoyment and proficiency?

Collaborating using Team Projects is a hosted service for CC enterprise. This software offers users collaborative features designed for content professionals. You can share editing features and enhance scalability while scheduling workflows with shared projects. It keeps us agile and supports mobility.

New VR Support satisfies your yearnings to see your prose and characterizations come to life. Meet VR workflow also in Premiere Pro for 2017. The technology of stitched equirectangular video to overlay imaging and enables you to edit content while viewing the results. Yeah…too cool I know. This is a very powerful virtual reality tool.

Expanded Destination Publishing enables publishing of your newest masterpiece directly to your business portfolio…seamlessly. You will want Adobe Media Encoder CC. Target all of your favorite social media with video or digital content like Behance, YouTube, Facebook or Twitter. Destination publishing offers a quick delivery of content to fans, publishers, or employers.

The holidays are also a time for contemplating how to share your creatives.

Independent publishers and authors are becoming game changers. Perhaps the most thoughtful and useful gift an author can received is airfare to join the annual mass migration to New York for the 2017 Book Expo. This is a wonderful opportunity to reveal your craft to the appreciative.

Growing power in independents who are creating and self-publishing is a major force in literary communities. Maintaining the most current in tools will meet the growing demand for sparkling content. No one should be caught off guard by the eruption of success being seen in the small and independent publishers and producers of craft.

There are many ways to say love for the holidays. Whatever amazing pledge of devotion you find in your festive stocking. It is always wonderful to remember the love.

Share your holiday season stories and questions with ChapterSee.

ANGELA MERKEL AND BARACK OBAMA’S GOVERNANCE SHAPED BY CULTURAL SIMILARITIES by Barbara Ann Cerda

OLYMPUS DIGITAL CAMERA

It’s as if by magic that we expect the world economy to suddenly correct itself; even more to expect our populaces to elect leaders with miraculous qualities of leadership. We listen to the content in talking points to assuage our hungers for balance and plenty. We often forget that leaders are people and people bring to offices of governance a lifetime of personal experiences. Cultural histories dictate moments when change is marked by populace uprisings. That has not changed. Some call them collective moments of awakenings. It is most commonly economic hardships that initiate and promote sociopolitical change.

Two global leaders have emerged from populaces whose cultural ideologies are shifting like sand ergs.

Their faces don’t resemble those that came before them. Out of the morass and cacophony of social revolution, two geopolitical leaders have emerged. Both claim citizenship in countries that at one time held polar opposite ideologies and racial composition. Their names are President Barack Obama and German Chancellor Angela Merkel.

As I wrote in a previous article about German Chancellor Angela Merkel, she was born and educated in a radically divisive society. She first came to public office the same year of the German Reunification in 1990. She witnessed Germany’s horrendous post war scars that were brought on by an economic twilight. Every fiber of Angela Merkel’s being embraces the concepts of frugality and moral hazard. She did not have an unencumbered path to power. She created successful ways while collecting political wisdom with each step. Social and economic divisions forged the steel of her individualistic persona and the style in which she now faces economic and political crises. With the election of President Elect Donald Trump, she is the solitary leader of the last bastion of Liberal Democracy.

Although a conservative Angela Merkel and Barack Obama’s approach to governance is shaped by cultural similarities.

President Barack Obama’s political beginnings were fomented in the perfect political petri dish of the Chicago Democratic machine. Known for its rough sophistication and political dynasties that were known as king makers, he became the occidental conservative Democrat. The political machine mentored him, taught him, supported, and carved out a political niche. A child of a broken home that reconstituted itself around a loving mother and grandparents, his education in how to survive and achieve as an outsider is part of his DNA.

A drive to become a populace leader became central to his self-perception.

Anyone who has entered the apartments or sat in the playgrounds of the slums of Chicago Housing Authority (fondly called the CHA), understands the true meaning of how difficult the role of a community leader. In a racially divisive urban environment, the Community Organizer and future president Barack Obama sat listening to problems and challenges facing families living in high-rises with broken elevators. Unclean odors drifted from garbage-filled corridors. Cheaply dressed well-scrubbed children played in yards barren of grass, but decorated with spent bullet shells and broken glass bottles. He listened to the challenges of living in one apartment or townhome sometimes housing three generations of welfare poor. The Community Organizer Obama labored within political systems to make life easier for families trapped within the hard unforgiving political web of Chicago. Frustration drove him to attend Harvard Law. He graduated with honors and returned to Chicago’s Southside to resume his advocacy for the poor.

In a speech published in the Chicago Hyde Park Herald on October 30, 2002, six years before leading his country through a global financial calamity. The newly elected Illinois Senator Barrack Obama said the following,

“What I am opposed to is the attempt by political hacks like Karl Roves to distract us from a rise in the uninsured, a rise in the poverty rate, a drop in the median income”. He went on to say, “Those are the battlefields we need to fight. Those are the battlefields we need to join. The battles against ignorance and intolerance. Corruption and greed. Poverty and despair.”

President Obama understood then the changing socioeconomic paradigms of our world. He and Chancellor Merkel understood what their predecessors lacked in understanding, the expansion, and responsibilities of their geopolitical roles.

Both face sovereign debt crisis never before experienced. For Merkel it is the Greek tragedy and the survival of the Euro. Her counterpart President Obama has made it clear that as leader of one Europe’s strongest economies, the onus is on her to lead in the difficult path to the achievement of Eurozone solvency. There was no doubt in his voice when President Obama stated that she would overcome the objections of many. She must sift through the constant barrage of mistrust from other leaders and from within her own borders.

To glean the truths needed for a sound and productive discussion. The German Weekly Sie Zeit writes that Obama’s open comment to Merkel was “…Don’t hide behind your history”, said the president. “Act in accordance with your importance”.

An affinity is apparent to any casual observer between Angela Merkel and Barack Obama. It’s hard to understand the world today without the dynamic duo. Without President Obama, the changes that loom ahead threaten geopolitical growth for future generations.

After a meeting in Washington on June 6, 2011, Angela Merkel and her finance minister immediately began putting into place plans to create new initiatives to resolve brewing Eurozone financial crisis. But even then, she lacked populace support. After 10 years leadership, Merkel reluctantly understands that her continuing role is central to Europe’s recovery. With a political realignment of leadership occurring among many emerging markets, the stability of Europe and the United States is important.

The summation of European articles written about President Obama’s relationships with other global leaders surmises that his methods were far different from his predecessor George W. Bush. Never surrounding himself with hangers on or favorites, he preferred to conduct the business of his country with leaders that were of benefit. As a realist, he understands that on the world stage there is more to be considered than viewing other leaders as friends or enemies. President Obama was aware of the fiscal and economic woes at home; he looked for foreign leadership that could help in alleviating the heavy lift of governance.

New leaders of the world – like Angela Merkel must become the problem solvers of today.

The German center left news periodical Suddeutsche Zeitung writes “One shouldn’t count the firecrackers in front of the White House, but rather the number of political projects that could bring together the common interests of America, a superpower, and Germany, the engine of Europe’s economy.”

The resemblances between President Obama and Chancellor Merkel are the struggles of an underdog – both coming of age within a suppressed segment of their societies. Both have extreme love and loyalties to their countries. Both found assimilation as sovereign leaders through education and mainstream mentoring, bravery and extreme intelligence. They are building their alliances upon a base of need for global balance and an acknowledgement of change. Both have statesmen attitudes that serve them well in the international arenas.

When you sit across the table during a G20 summit, the participants wants to know that you’re not communicating in platitudes.

Calexit or Calicadia Here’s how it Rolls

Bas St Laurent

There are few countries unaffected by the surprise win of President Elect Donald J Trump. His campaign spared no one the divisive proclamations meant to frighten, divide to conquer and gain attention.

For millions of Progressives and Liberals of every faith and nationality there is a feeling that can only be described as a dis-ease. What other explanation can explain the sense of anxiety and hopeless malaise in anticipation of what is to come in a Trump America.

The political arc now bends toward the extreme right in Washington DC. Global tribalism has set up shop in America. Bringing with it an anticipated rolling back of decades of struggle to win policies friendly to the disenfranchised and suppression of the science of climate change. His disavowing of hard-earned trade agreements seduces the dark specter of isolationism.

As we draw closer to Inauguration day, people are increasingly convinced that the campaigner Donald Trump will make good his harsh populist promises. In the days following his election victory, each choice of cabinet appointee reinforces the need for millions of Americans to join the world in exploring places for safe harbor, a place for what Tony Blair calls the “political homeless”, or perhaps a Calexit or Calicadia.

Insolence Incarnate

Perceived wealth is what the PEOTUS has used to sway political power. The same holds true for the value of American currency. Wall Street is a thin-skinned warrior that takes offence at the slightest uncertainty. We are the world’s largest consumer market with the biggest most successful economic experiment. Renegotiating our export and import agreements as well as threatening the efficacy of our immigration policy threatens to rip the socio- economic fabric of states like California. Nevertheless, just a scent of a successful coming of a split between Washington and a quarter of the country and its contributing GDP will send global markets reeling. Because the states demanding release from their agreements to stay as part of the union will own a GDP placing them 5th or 6th on the list of world economies, tied to France.

We have become a nation of political hegemony.

We are no longer a country of dual political parties. We have elected the gatekeepers away. Democracy has declined. Xenophobia’s influence on our economy will soon bear the costs of following its political dictates. Middle income and impoverished Americans will feel the outcomes first as social programs intermittently experience privatization.

SCOTUS will soon have the ability to reinterpret constitutional language for a host of political reasons. So to expect a country that is largely progressive to remain silent is not realistic. If California has its way, other states sitting on the fence will be compelled to follow suit and enact their own solutions to exit the union. This will definitely create a nation of independent states that may resemble a redefined EU, each with its own ideologies and sovereign laws. The loser in the final analysis will be the United States of America. Here is why it would be so very hard to achieve a Calexit or Calicadia.

Campaign Rhetoric laced with racial animus fueled an election while dividing a country along huge fault lines between Liberal and extreme Conservative ideologies.

The GOP party’s denouncement of lenient immigration policies was a successful distraction in winning control of Washington DC. But they failed to take into account the populace views in the successful states of Silicon Valley and Washington State. They take these conservative pronouncements seriously. Comprehensive immigration feeds the wealth of talent that created the cash cows of tech industries. They also happen to be the bastions of Liberal think tanks. Loosing these states from the union would constitute a huge brain drain while dealing a hard blow to the national GDP.

If California and other states achieve an exit from the union, an added benefit would be a clear path to renegotiate their own version of TPP. Emerging markets and the EU would welcome the opportunity to reignite a new and different trade deal, if assured that a mature government and a strong emerging economy was forming. Calexit or Calicadia would become a major avenue into the globes largest and fastest growing consumer markets in Asia. There will be little to restrain negotiating open borders between Mexico and Canada.

Consider this. California is part of a group of states that lies between the Pacific Ocean and the rest of the world. Almost 62% of Californians voted for Hillary Clinton in 2016. Median Income is $61,000. Californians pay more federal taxes than any state in the union. Their GDP places them at 6th in global economies.

Their bank of technical brains bracing for the coming of a cultural regression in science and shrinking liberal democracy makes this large productive diverse culture convinced that their government holds little resemblance to the values held by its statehood. California’s exit has been in the planning for years.

The national GDP without California in 2015 was $15.5 trillion. California’s GDP is $2.4 trillion with a growth rate of 3.2%. A proposal from neighboring states to join in a succession or Calicadia would have a combined GDP, using 2015 numbers, of close to $3.2 trillion. This assures a very self-sustainable sovereign.

In order to achieve the feat of creating Camelot there must be a successful referendum vote and ratification from 38 states. But consider this. The impact on sovereign treasuries and loss of income to the United States would be hard. Only with some arbitrary leave buy out and/or a systematic reparation of loss of inherent commodities and tax incomes could we hope to unlink California and her neighboring states, not an impossibility but a strong disincentive. The US government can never willingly allow these exits to occur. Nevertheless, religious and racial tolerance has been the hallmark of our constituted group of states.

As we push our country further to an extreme regressive culture, its policies will force many to rethink where to live and survive. States that offer a more forgiving social climate will reap the economic rewards of talented and youthful communities. But the shear headwinds of creating a nascent nation’s economic policies, constitutional and social constructs and monetary policies will be dreadful to untangle from the United Sates and then reassemble. This would completely upend the US economy.

Since the end of the Civil War, no state has succeeded, let alone an entire block of states. Agreements struck at the end of the war were meant to keep sealed the union. Becoming self-governing is the easy part. Becoming a separate entity reflecting all the social nuances of Camelot is another thing altogether.

Part of the composition of what makes our country great is the maturity and stability of governance. Without that, the impact on global markets would be bad. Just a hint to the financial markets that such a thing is possible would forever change all things. The nominal value of our dollar (globally used as the currency of choice) would plummet. It would mean the end to the American powerhouse, as we know it. We have already signaled an enabling of a stronger China by threatened withdrawal from trade agreements. But the desire for an exit from the union serves as a reminder of other countries who chose a leave referendum.

At this writing, the UK’s Autumn Statement detailed the fact of an 82.6 percent to 87.3 percent increase to debt and a lowered GDP due to economic uncertainties from the Brexit.

Unexpected turns of political events driven by tribalism have become a real and present danger to global stability. Where aggressive and progressive fiscal policies have been lacking monetary policies have supported.

Bad actors are influencing our politics and the growing conservatism populace is upending economies. Is a Calicadia possible? Britons asked the same about a Brexit five years ago. Thanks to isolationists right-wingers like UKIP’s Nigel Farage, it became a reality. That same sentiment brings into stark relief all aspects of a Donald J Trump administration.

The uncertainty of isolationism haunts Europe as well with the alt-right populisms of France’s Marine Le Pen, and Francoise Fillon, Germany’s alt-right leader of Alternative für Deutschland Frauke Petry, and Austria’s Norbert Hofer promoting “Oexit”. Their isolationist movements once living on the fringe now threaten liberal democracies.

With renegotiations of tariffs, customs taxes, loss of wages, devaluing of currencies and migration of human capita. The distracting politics of xenophobia and isolationism carries a high economic price tag.

Mashable – “Today, we woke up feeling like strangers in a foreign land, because yesterday Americans expressed their views on a pluralistic and democratic society that are clearly inconsistent with the values of the people of California,” California Senate President Kevin de Leon and Assembly Speaker Anthony Rendon said in a joint statement. “We have never been more proud to be Californians.”

They added that the state would continue being a “refuge of justice and opportunity for people of all walks, talks, ages and aspirations – regardless of how you look, where you live, what language you speak, or who you love.”

“Any access to the common market comes with rules and obligations and one of those is freedom of movement for people,” Ayrault said at a press conference of Paris. “It is not a la carte.”

WHAT OF ANDY GRIFFITH’S FOOT TAPPING PORCHES AND THE LOSS OF SMALL TOWN ECONOMICS

Economic change

An argument for smart financial and economic regulation

I offered this piece to Surface Earth on Saturday, July 21, 2012. The solutions then are the solutions now. Most important it is not whether we change our policies and reconstruct our economic protocols…it is how. So far…as we enter the era of President Elect Donald Trump’s nascent administration, indicators are that those who looked to him for relief and change will be disappointed.

In those still moments of reflection we all enjoy imaging the quintessential living space that brings a smile to our lips; for many of us its hot summer nights sitting on a foot tapping porch. The night air is still with only the remnants of warm aromas of home cooking lingering in the air. In our memories are the small towns where the air rang with the rhythmic pats on foot tapping porches. To music accompanied by the harmonic twanging cords of “Salty Dog”. Soft breezes disturb the still heat that contain the smells of honey suckle. This conjures up long forgotten recollections of small towns called Mayberry that contained a Sheriff named Andy Taylor.

The fictional Mayberry R.F.D symbolizes a way of life where the simplicities of common sense economics companioned our daily lives, adding an elusive assurance that all was right.

It was the era of the 1950’s and 1960’s where Andy Griffith helped millions of us to understand that the simplicity of that life was vital and real. It was where a single dirt road led to the house of miserly Ben Weaver the fictional town’s only real estate baron and department store owner. Even Mayberry’s troublemaker Ernest T. Bass held a vital function in maintaining the delicate small rural town economic balance, in the selling and marketing of his moonshine.

When joining the savings club you got a new toaster for your trouble. The banker was your neighbor, realtor, and insurance agent, never your money broker or high finance investment advisor. The passing of Andy Griffith last week was emblematic of the death of a simpler monetary system. Andy Griffith was part of that down home Christian value system. The strong brilliant thread wove tight the fabric that cloaked our dreams. It was during this time that University of Chicago Economic Professor, Nobel Prize winner and Washington policy advisor Milton Freidman was teaching the concepts of the evils of creeping socialism.

Ernest T’s moonshine business was an example of unfettered capitalism. The government agents stalking him in the hills and woods of North Carolina was an early sign of encroaching government imposed socialism, the strangling hold of government regulation on “hooch”. Mayberry was a simplification of the economists’ model and illustration detailed by Adam Smith in his “Invisible Hand “. This concept framed much of what Mr. Friedman embraced. Let commerce reign free of regulations. The markets will dictate what quality is and what shapes the viability of a business. Mayberry was an economic model that demonstrated those concepts.

In Mayberry R.F.D. the veneers of safety, sound mortgage practices and foot-tapping porch homes holding their market value, reinforced our beliefs of future comfort.

Bank savings accounts and nest eggs would be there for generations. Decades later Savings and Loan Banks, unable to compete with the growing number of financial firms offering non-banking services and products were almost put out of business. The markets demonstrated that their viability in a changing global financial environment was not possible. Account holders heard threats of untold losses. Nevertheless, government intervention saved many nest eggs. Then came deregulation and multinational banks grew in unbelievable power.

A decade after the deregulation of banking, investment banker James “Jamie” Dimon, CEO of JP Morgan and non-resident of Main Street, admitted that through dishonesty his firm was suffering a loss of an estimated $4 billion. Then UK based Barclays, known for its clusters of banking businesses revealed cheating in mortgage indexes or LIBOR speculations. Globally dominant in both corporate and investment banking services they contain the largest group of wealth managers. Most recent disaster du jour is HSBC. It dominated business news when their monetary laundering and terrorists’ ties came to glaring light. Huge monetary exposures in the mismanagement of investment funds scandal or mortgage banking cheats have undermined the confidence of the populace in multinational or universal banks. Many politicians parrot the economic phrases of Economist Milton Freidman who spent a lifetime evaluating the reasons why banking should not be government regulated. In the event of another financial meltdown – much of the world’s wealth would be loss.

The regulation or deregulation of our financial institutions is not the only cause and effect of global economic stress.

Blame many of our economic woes on global structural unemployment. It swells liquidity artificially through social benefits like unemployment payments while not addressing the need for full employment. Nevertheless, the late Mr. Friedman shared that any intervention by any government-authorized regulator would merely strangle free enterprise. For example, he cites that when government regulatory artificially sets minimum wage for workers it hampers growth in the private sector. In allowing the job creators to set their own rate of pay, global employers like McDonalds would find it easier to hire more workers at lower hourly wages. Mr. Friedman offers that this is a means to economic stability. It is debated that as long as businesses flourishes under this aegis the society benefits. The realities that are missing are the facts of the burdens on societies in having too many marginalized and under trained laborers. This concept endangers the laborer by marginalizing through inadequate training and encouraging stagnation to upward mobility. This brings to stunning clarity today’s labor market suffering too few well-trained wage earners.

While non-regulated corporations are cultivating over paid executives and feeding a multiplying and greedy stockholder. Multinational corporations thrive.

Yet fiscal uncertainly, vis-à-vis congressional brinkmanship continues to plague projections to healthy outcomes in economic recoveries. A superficial review of Mr. Freidman’s arbitrary observations remains in question. Rather it would be better to cite that the central banks of the world must act as guardians of economies during periods where greed or mismanagement of wealth has created a downturn in economies. If in fact the world held to the views of Adam Smith and Milton Freidman, wild global market fluctuations attributed to Ben Bernanke’s chat events before congress would be non-existent. Yet even Mr. Bernanke must remind the world that he like all global economic regulators, must act within dual mandates.

The dual mandate for the non-governmental agency Federal Reserve System and its FOMC or Federal Open Market Committee is the same as all global economic regulators. In 1977, Congress amended The Federal Reserve Act. Its monetary policy objectives of the Federal Reserve were,

“The Board of Governors of the Federal Reserve System and the Federal Open Market Committee shall maintain long run growth of the monetary and credit aggregates commensurate with the economy’s long run potential to increase production, so as to promote effectively the goals of maximum employment, stable prices and moderate long-term interest rates.”

The science of economics is not a static concept meant to be biblically applied to humanity. Economics is generic and organic. Our system of capitalisms has created the perfect examples of the social contract. We may weave Adam Smith’s Invisible Hand into the mix of what constitutes our complicated economic system. Nonetheless, it must be argued that our current systems enjoying the benefits of a deregulated commerce, has also fabricated an intricate network of needs for socialization and government intervention.

When an economic construct no longer serves in maintaining the health of the system, it will present like boil to be expunged.

Even foot tapping porches have a place in today’s economy.

Posted by Barbara Cerda
This entry was posted on Saturday, July 21st, 2012 at 3:29 AM and is filed under AP-Business,

7 Ways Forex can make a Difference in Managing Your Projects.

Forex the smart tool

If you think that Brexit outcomes will have little effect on small and/or midcap projects…consider this. Using Forex to forecast foreign currency behavior can keep managing costs of projects agile. Coping with the unforeseen or getting to know currency market unknowable(s) in an age where the global paradigm rewards anticipators of currency shifts, is smart. But ignoring market sentiment’s influence on currency punishes those who rely on the traditional quantitative malaise. Brexit stands as an example of how social outcomes are factors that can shift project costs.

1. Shadow banking influences 85% of daily loan activity and is a major participant in traditional short-term commercial paper trade. Currency rates fluctuate at any moment and influence financial market behavior. Whether an upscale clothing and accessories chain or a business that provisions global services. The price of renting money to meet daily operational cost and or fund a project may change in a heartbeat due to changes in global currencies and the interpretations of Forex trading. Phenomenon like Brexit will alter the behavior of shadow banking and its partnerships.

2. No matter the size of our project funds, the troubles of large global banking institutions, like Germany’s Deutsche Bank, can influence the availability and cost of preserving global liquidity.
There is anticipation of a Brexit led relocation of banks with the accompanying brain drain from the UK. It will have a ripple effect throughout local economies.

Contrary to current indicators of sustained economic growth, a recession will rear its head. A delimited pound will play itself out within the next year and will influence other global monies.

3. Realignment of trade agreements, influences of tariffs and the costs of imports play an important role in cost of supply. Will your supplier pass that additional cost down to you?

4. Even after finalization of the Article 50 agreement, the years of negotiating the messy divorce will and has diverted energy from the economy as it realigns trade agreements. Nervous businesses are already looking to reassert old trade agreements and create new ones inside and outside of the EU.

5. While the Brexit event has lowered pound value, making exports cheaper, supply side economics will soon slow the pace of good news markets.

Next to the US dollar and Euro, the pound is widely used globally as legal tender for goods and services. Sovereign currencies pegged to the Euro and the sterling will experience the slowing markets first. Costs to ongoing projects will be at the whim of changes in expenditures to supply and will influence demand.

6. In 2013, the EU had a population of 210 million making it the second most traded currency in the world. According to the IMF, the Eurozone has the second largest economy in the world. Because UK is a major trader within the single market, the Brexit will have implications to global monetary markets for generations. It would be pure folly to ignore Forex forecast of currency trends.

7. By reciprocal agreements with larger global banks and shadow institutions, all US banks have some exposure to European financial systems. Hedging rules apply. The further out to completion of project the heavier the risks to rate changes. Forex can alert project managers of changes in the fundamentals effecting rate changes.

Think about this. A sovereign’s coin is like a living organ that is reactive to any social or political irritant. While tracking hourly journals of Forex markets will not satisfy all of your quantitative efforts, it is an excellent bell weather of how foreign currencies may influence your project scope.

The science of Forex forecasting offers the advantages of anticipating trending costs over the life of a project. That keeps a Project Manager nimble. Consider this. Market sentiment will increasingly shift global monetary performance. As in the Brexit, which has forever changed how we anticipate human economic behavior and its influence on money.

When Writers’ Broken Hearts become Good Marketers.

broken-heart

A week passed and the booze and seclusion did little to stop the pain that stole my sleep and kept the tears flowing. The sudden loss of my friend, lover, and partner seemed more than I could handle. I thought all was good and right with my world. A great job with a global media marketer, a boyfriend I thought loved and wanted to marry me. Then the door to my dreams suddenly slammed shut leaving me staring into a black abyss. Stark fear and hurt took hold of my senses. There was a desperate need for solace.

Interrupting her busy workday my best friend Aisha responded immediately. I knew she heard all reason abandoned in my shaky voice. Friends since grammar she rearranged her schedule to meet me the next afternoon for lunch. Staring that morning into the bathroom mirror, I tried to calm my nerves enough to apply makeup to hide the dark circles and swollen eyes. The face staring back at me affirmed a struggling recovery from a week of constant booze and too little food. Dulled senses, a stomach churning, and I was throwing up twice a day.

We met on Pearce and Michigan Avenue. My mass of highlighted coils hung over red-rimmed eyes. I knew I looked awful as she suddenly appeared with a hug. I smiled into her beautiful face and hoped it made sense to share my hell with her.

Grabbing my arm, we sprinted across the crowded lunchtime sidewalk to the Chicago Museum of Modern Art. Dodging the usual pedestrian crowded sidewalk, we ran up the hot white stone stairs to the glass covered entrance. Entering the cooled lobby with summer tourists milling everywhere, we settled into the dining room and I whispered almost out of breath, “Rashid has left me.”

Settling into the seat opposite, she leaned forward in silent rage. The reply arrived short and angry, “I knew that little creep would do this. I’m damn glad. Good riddance” She began arranging the linen in her lap before the infamous glare, “Don’t tell me you’ve been on a binge and calling off work”.

Aisha knew me well. She also knew my dark handsome ex-lover. We three attended Chicago Colombia University and it was love at first sight for me. I moved into his apartment just a few weeks after we met. Five years after graduation, his family business took him away from me most of the year. Busy with my own career my illusions persisted about “that wonderful someday” when we would marry and have children. That was not to be.

Over lunch with Aisha, I began relating my sad tale about Rashid’s midnight call. He was not returning to Chicago as planned. A childhood friend had stolen his heart and they had married. I timidly shared with Aisha the worst part of my story. I told him that I was pregnant and he ended the call.

My meeting with Aisha reassured me of her support. But my drinking continued and days later, I looked into the mirror again. The alcohol induced swelling changed my features. The guilt took charge reminding me that I had a little life growing in my belly.

Weeks later, I told Aisha over dinner my decision to keep the baby. Struggling to bring something good and positive into my life I decided to journal about my passage to healing. I wrote about my pain, the loneliness, the hate, anger, and sense of deep betrayal. I took a leave of absence for eight months. Four months later the abyss gave way to sunny days again. My journaling became a novel and by the time my young one arrived so did a best seller.

I named that book after her and dedicated it to Aisha. Each time I look at my little girl’s face that mirrors the dark handsome features of Rashid I smile. Because that brief painful time gifted me with a glorious new life and a new friend and daughter, a new career as a marketer and a bestseller.

When new authors ask me how to survive those awful searing moments of pain that threaten to destroy their muse. I always tell them that when creating prose it empties the soul of its pain and frees you to live the joy that always follows. And sharing is also a good marketer for your work.

We at ChapterSee would love you to share with us those moments of truth when your gift of creativity helped heal a painful time.

It is Back to School

The Chattahoochee in the Fall

Cooler days and carnal autumnal colors announce the awaited freedom for author moms to return to the business of composition. New school clothes and the scent of just bought supplies bring to mind comforting images from the art of Charles M. Schulz and Norman Rockwell. Lonely playgrounds come alive with youthful exuberance welcoming resumption of school, friendships, and the sharing of another waning summer’s events.

For many authors who happen to be mothers, the passing summer filled with family fun was also a time to curate memories for new stories. They are precious memoirs for new creatives saved for quiet moments. The inviting empty rooms filled with still afternoons invite the author to compose again. However, many authoresses spend their days working outside the home. They discover their muse within a few stolen precious moments on trains, planes, and buses or in the quiet of evening hours after a long day.

When we think of today’s busy mommy writers, our recollections go immediately to the most famous, JK Rowling and Anne Rice. They are part of different generations of mothers possessing the genius of creating captivating stories. Some profess that their children fueled their writing genius. The interesting dynamic of whether one or numerous progeny contributes to a better writer is up for closer examination. Some hold the view that there must be a limit to one offspring to achieve success as an author, says an article published in The Atlantic.

Of course, the ponderous of successful women writers with greater numbers of progenies refutes that premise immediately.

American Pulitzer Prize winning novelist Jane Smiley has three children and two stepchildren. Her response to that question is that children help in the creative process. JK Rowling and Pulitzer Award winning author Maya Angelo were single moms. They struggled while producing award-winning creatives in poetry, bestselling books, scripts, 12 Academy Award nominations, a Tony Award, and a Presidential Medal of Freedom. The great love of their children and their contribution to the quality of their work serves as testament, there is a unique quality in authors who happen to be mothers.

Consider this. Some mothers will express ambivalence. Ideologies on what composes a great mom vary greatly. Add our own self-assessments the list grows. Motherhood is never easy no matter the number of offspring. Authoring is a fulltime job. An author logs in countless hours to produce their great works of wonder.

Let me share the following tips that may help:

1. Create a dedicated space that is a no man’s land for everyone except mom. Keep it sanctified and free from intrusion. Make it clear that the family interrupts your work for emergencies only and clearly define the worthy crisis.

2. Keep the door closed during important calls while keeping it slightly ajar at other times indicating mom is at work. Redefine often what interruptions constitute an emergency. That should be easy…you are a writer.

3. It is very hard to broker publishing deals or communicate with your editor when you are bouncing a fussy babe in your lap. If possible, hire or procure a babysitter when these calls are scheduled.

4. When dinner is done remind family members that you are entering your sanctuary and are not available during your prescribed hours.

5. Your sanctuary should be inviting and personal.

Motherhood is an amazing gift and in every generation, new writer moms come to be. The creative outcomes from this love and needful collaboration are priceless. The exciting miracles of authoresses, who seem to blend the winning formula of being a mother and writer, always seem to happen.

We want to know what you think at ChapterSee.

The Future of Video Promotional Content Holds Real Promise. by Barbara Cerda for ChapterSee

canstockphoto5982381 emarketing While debating on the how to or which promotional avenues work best in transporting your masterpiece into the realms of a digital rock star, consider this. Creating episodic videos to promote your book(s) can propel your bona fides as a high-ranking author and a New York Times bestseller.

Like forecasting financial markets, you want to judge performance; will video marketing tools deliver success? That path to ascension must demonstrate what is needful to be a trendsetter now and in the future. Maximizing your advertising efforts and dollars into promotional overdrive should be your top priority. Although, America and United Kingdom followed by Europe still hold the lead in purchasing power of digital devices, these sectors in emerging economies show trending healthy growth and future increases in usage and sales. An amazing expansion in growth of digital content is in EU, Middle East, and Africa or the EMEA. This is where global marketers have found their focus…and so should you. Incorporating videos into your eMarketing efforts safeguards your place in an expanding universe of new readers.

What does the world hold for writers who become thought and imaginative digital disruptors?

We all look daily for new and exciting content to highlight our days. Avid consumers of innovative writing are growing and so are the numbers of Indie writers and authors. To garner an ever-increasing readership, they are making of themselves superstars by way of social media. Successful authors are using the most powerful software available in becoming digital disruptors…the mind.

As the ultimate software processor, our brains absorb information faster when bombarded with appealing sights and sounds. New digital marketing applications designed to spark interest through videos is a phenomena that is expanding throughout digital marketing cultures. Leading the pack in the myriad cosmos of social media are the tried and true favorites that have had time to mature and become test proven. Favorites like Instagram, Youtube, Bing, Facebook, and Google (Alphabet) own unlimited resources fed by public money. They will gobble up the market share of social media users and marketers of the future. They have become the constant innovators and continue to adapt into a perfect biosphere for hawking books and content. They are also a prime place to keep an eye on what is current and new in video software and appliances.

Most applications for creating and editing videos are free or at a small cost to download. Coupling press releases with a 60-second video can boost sales by 54%. Although, collaborating with professional VNR (Video News Release) can be costly. Taking a few days to acquaint yourself with applications that make learning the process easy is worth the time. A few of the more popular ones is iMovie, Pinnacle Studio Pro, Kinemaster for Android, Movie Edit Touch, and Quik are features for Instagrammers. All are free or available for download at a nominal cost. An important scalable feature is that they are suitable for anyone with pics and videos sloshing about on their iOS devices. Look to the eMarketing giants who own organic growth and have the resources to hold their lead.

Facebook looks to retain its dominance in social media by promising to keep updating trademark applications like Instant Articles. Google is experimenting with in-Search Engine Results Page (in-SERP) for video advertising. Another feature of these applications is that they play friendly with universally popular web hosts and content management systems like WordPress. This enables social media participation and the sharing of promotional costs.

Coauthoring is growing in popularity.

Authors and digital marketers are collaborating on large and small content projects. The willingness to share varied writing style, language, skills, and genre preferences are creating content partnerships. They are helping in redefining digital promotional futures. Large projects like epic novels to short stories in fiction and nonfiction, authors are collaborating while sharing a title and promotional costs.

You own the power of words that will hold meaning in the digital world now and in the far future.

No matter your eMarketing choices, they must provide ease of tracking, be scalable across mobile devices, and be agile, engaging, and responsive. Video promotion checks all the boxes as one of the best promotional tools. Because of its nimbleness and unlimited growth potential, it also offers the best ROI (Return on Investment).

This is the first in our conversations on video promotions for books. ChapterSee cannot guarantee success in using this amazing tool but we welcome commentary and feedback on user experiences.

WILL GERMANY’S CHANCELLOR ANGELA MERKEL AND THE EUROBONDS BE THE ANTIDOTE TO FINANCIAL CONTAGION?

Posted by Barbara Cerda
This entry was posted on Sunday, November 27th, 2011 at 12:05 PM for Surface Earth

An amazing turn of global events is happening in the Euro Zone that is threatening to infect the world. Germany and her first female Chancellor Angela Merkel, is leading the efforts in economic reform in Europe. The only woman currently serving on the G8 second only to Margaret Thatcher is leading the charge that will fundamentally shape the solutions that will prove antidotal to the financial contagion that threatens a global recession. The Bundesrepublik Deutschland has become the voice of reason and substance in a European world of budding chaos and monetary want. Chancellor Angela Merkel has stood her ground and refuses to bend to quick fixes in the face of the decisions needed on how to monetize Greece and eventually Italy; an advent that few predicted a generation ago. Nor will she retreat from her stance on the moral hazards of issuing the Eurobonds with certain liabilities. It is hoped that Eurobonds and Chancellor Merkel may be the antidote to financial contagion that threatens global economies.

The issuance of Eurobonds or blue bonds is receiving split reviews amongst the players in the Euro Zone. The final decision would have the potential of acting as a global stimulus fund. Many have named this debt instrument debuting in 2013 as the “stability bonds”. Its created purpose is to sustain and make balance an economically unstable climate for investors and governments. In consideration of its impact as an instrument of debt, it will be issued in euros as a joint obligation of the 17 participating Euro Zone countries. Its biggest critics’ voice concerns of the absence of credible common governance.

As a progressive concept in monetization its lack of consensus is a result of a need for a central debt office, which is not the domain of the ECB. The primary mandate of the European Central Bank is to maintain price stability or to keep inflation low (2%) within the states of nations. The ECB does not function like our Federal Reserve. Our FOMC governs monetization in a homogenized political and financial culture.

Consensus is split over the concept of joint liabilities, which is divided into three versions within the green paper, detailing its guidelines. Chancellor Merkel struggles to narrow the crucial gap, creating a convergence of ideologies. It will mean a change in treaties or adaptations in how sovereigns may fiscally self-manage.

Diversification of the Euro Zone is more than just its charm, it is their Achilles heel. Chancellor Merkel’s largest fear is that a joint debt with shared responsibilities will only encourage some Euro Zone countries to shirk their obligations in correcting deteriorating governance and fail to institute better fiscal discipline. A case in point would be the recent unsustainable cost of borrowing money for the Italians. Presuming to borrow at such a rate, essentially on preconceived future value as a nation, is inconsistent with the actualities of having the ability to repay. Others in the world have sided with Chancellor Merkel in her unwillingness to quickly embrace Eurobonds. Making this final decision is daunting. In addition there are the private sector investors to consider.

Germany is insisting that the insurance companies, banks and general private sector investors must share in the losses resulting in the Greek bailout. This is a progressive leaning concept that has garnered some outspoken opposition from within the Euro Zone. It was part of the original agreement of the ESM (the European Stabilization Mechanism).

The Eurobonds must contain scale of maturities. The issuance is still unconstructed and the enforcement of conditionality among stakeholders is necessary. Yet perhaps Germany’s Chancellor Merkel’s antidote to the financial contagion will create the needful outcome