The Land of HOPE

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On January 16, 2015, a predawn chill settled over an urban setting as if fashioned from a Hollywood film noir. First shift employees were about their business in the country’s busiest airport. Atlanta’s Hartsfield Jackson was already bustling with early morning travelers. Lively cacophonies of the happy chatter of concession stand attendants and visitors filled the brightly lit receiving areas. Steaming cups of latte warmed the hands of people scurrying to board curbside courtesy vans, waiting vehicles and noisy cabs. There was an unmistakable buzz in the air in anticipation of the first full day of the HOPE Global Forum 2015 in Atlanta.

President Bill Clinton and Atlanta’s son Ambassador Andrew Young were the keynote speakers at the event. A collection of noted and gifted friends from all over the world, spoke as one in their focus on HOPE.

The OECD (Organization for Economic Co-operation and Development) panel opened the forum. The panel discussion was hosted by Head of Multidimensional Country Reviews at OECD noted Jan Rielander. He held to rich discussions amongst an august panel who called for grass root remedies to global income disparities. Thought filled arguments reasoned the monetary and fiscal whys of overhauling global socio-economies while offering their remedies.

Facts presented from the Oxfam’s study on the prosperity disparity in advanced nations were sobering. Whether from South Africa or New York the collective of economic leaders spoke as one in expressing the need for all governments to make permeable the social membrane dividing income classes. It has grown into an agitated discussion that has become increasingly part of the global debate.

From HOPE to Davos

Brilliant blue skies served as a backdrop to majestic snow draped mountain peaks. A gaggle of hope-filled billionaires’ gathered in luxurious surroundings in a small Swiss Alpine skiing village. Financial and fiscal market makers from the world’s richest commerce participated in numerous paneled discussions about the state of global economies. Many attendants voiced an unadulterated mood of global economic optimism. Yet conversations that included IMF Managing Director Madame Lagarde centered on the mandate that that there must be redistribution of global wealth, for the sake of sovereign growth and survival.

It was discovered that a new debate on financial inclusion must exclude the rancid discourse defining this human condition…rather it should explore the what, when and where to remedies.

What should corporations and banks do to distribute quickly and efficiently money to communities in need.

When the debating ends the work of rebuilding economies of the poor should begin.

The growing surge of the poverty-stricken and the unemployed is a reality. The important framework of reconstructing the economic constructs that have trapped many in impoverishment must begin now.

Wherever the social economics refuses to mirror the plight of poverty should endure deep and lasting change.

It has taken generations to arrive at where the global economy is today. It will take generations to change the false self-perceptions of being and doing without.

In order to quickly assuage income disparities there must be Social Investment

The percentage of the globe living in crushing poverty is trending up. Middle-income families, the staple of the post WWII economy, are rapidly shrinking. Economists and wealth mangers agree that this is the dark reality of a looming global economic crisis, affecting everyone.

The great challenges that accompany the disparity in wealth distribution are not merely a moral hazard. The subject has become a mandate for social investment. Corporations as well as governments must devise methods of higher wages and availability of applied educations that serve economic growth. This uplifting of the impoverished should not only be mandated to underdeveloped nations. Rather advanced economies that have the appearance social awareness should assume the lead.

The fastest rode to economic self-destruction for any sovereign is to allow its populace to become too poor to contribute to its country’s well being. Nations’ resources can only survive and excel when its human capita has the ability to work and contribute to its trade and commerce. Without that money flow – liquidity traps emerge. A prime example of this is the struggling economies of southern countries within the Euro zone.

It is neither Keynesian nor Friedman economics. Equal distribution of wealth is common sense economics. It allows banks to grow, it allows countries to participate in lucrative fair trade agreements, and more important it assuages civil unrest.

The subject of the next OECD Global forum in Paris 2015 is “Responsible Business Conduct”.

I Love What Cool Little Nuances of Crypto Currencies Can Offer Your Business

bitcoin imagesTake a moment to bask in the realization that our universe is reshaping its self-perception, about how we transact business. The word billion became an American idiom in 1844. D. Rockefeller was tagged the first billionaire shortly thereafter. This expression to determine a level of wealth will soon become obsolete. Wealth holders termed billionaire will translate into “trillionaire” in the near future. The fastest technological advantage that wealth holders will benefit from is crypto currencies like Bitcoin.

We receive payments for our business efforts with money that carries the full faith and credit of our government. We use various online exchanges to act as placeholders for our currencies. No longer waiting for the check in the mail, we have PayPal, Alipay or various banking services to act as payment agents. Step away from current means of business transaction and step into crypto-currency world. One of the current flavors of the day is Bitcoin.

Crypto currencies as Bitcoin is a “permissionless” frictionless payment platform that only needs to meet its necessary tech protocols to deliver instant gratification.

You may ask how something like Bitcoin can be useful to your small business. As a contractor, wealth manger, crowd funder, or small business you can’t afford the necessary time allotted to complete the necessary delays in receive your funds. Take into consideration there is riches in niches where governments are still maturing. Payouts using crypto currencies by pass any delays to payouts.

With crypto currencies similar to Bitcoin, payment is immediate. Because of the extremely nascent modality in digital payments, Bitcoin and like digital currencies will take global commerce to a new world. They will move through and bypass the difficulties in using sovereign coin like a warm knife through “budda”.

· There will be no lost moments absorbed in the regulatory rules relegated to cross sovereign exchanges.

· There would be no time or monetary limits of transfer.

· No cross border politics to hamper transfer from your clients accounts to yours.

Instant gratification and you appear to own a business that is nimble and able to successfully navigate the world.

Scalability defines the success of Bitcoin or any other virtual currency.

The eventual advent of scalability and regulations is needful to success; this way come “blight on the progression of entrepreneurism”. With scalability to the level of everyday payment actors like EBay and Amazon.com, come regulations, fees, and subscription to virtual banking that will lessen the reaping rewards. Those billionaires taking advantage of the current steamrollers like Bitcoin will become the new trillionaires.

Any business, small or large, will be able to put that technology onto place within its operations. You will be an exportable SME in your field or service and ahead of the game.

PayPal is sticking its toe into the crypto currency world; by offering gamers the ability to use Bitcoin as payment. This type of electronic transaction lessens PayPal’s fraud exposure to its 152 million global accounts. Our newest e-megastore Alibaba is unable to participate in the emergence of the earth shattering technology. They are operating in the “We don’t own it– so you can’t use it” world of Chinese governmental regulatory systems. China’s government chooses who may own economic drivers. Nevertheless, they have Alipay which is the world’s largest digital payment processor at over a half trillion, eclipsing PayPal.

The lure of virtual currencies like Bitcoin is the ability to exist outside of sovereign control. This enables capitalist economies to shape it and take profit while it is still a nascent technology.

Bitcoin is free trade.

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Keeping it Real When Writing Whatever…

lazarus2Our self-criticisms often run deep – to the casual observer. In my estimation, I have the tendency to be preachy. But then again I come from a family filled with ministers.

Now there is nothing wrong in sermonizing. Rather it helps in making your subject read real. Imagine yourself standing behind the pulpit in front of an assemblage of churchgoers as your web audiences. Their starry eyes look to you for their weekly dosage of preaching(s). This is a good way to learn how to deliver straightforward and rewarding content. Take heed it is important not to overtly sermonize when writing text meant to instruct or motivate a reader. You want the casual observer to understand or come to your way of thinking – but in doing so keep it real.

The article does not have to be written entirely in common lingo. Rather it should reflect your knowledge as a SME.

There are times when you must insert word usage that is bound only to the industry your words are serving. Every business has its own speak, its singular and distinct words that relate to the commerce. That is bespoke writing when the content addresses the professional discipline of the audience. Keep them captive because that is where you will discover the riches in niches.

When you find what you know best. Explore your own style of content that will deliver what suits best a blog, speech prep or eBook.

I love the saying “If you build it they will come”. It belies so much false optimism, because if it has no value they will not come back. So… the same goes with creating content that fails to address – reach, satiate the need of the observer to know or be amused.

It is ok for an SME or content creator to be preachy, just keep it real when writing whatever…

Do you not agree?

The New Global Sounds of Music are from Our Roots

MusicCross-cultural music is becoming as commonplace as sharing fashion styles. With new technology comes a new music that embraces new instrumentation mimicking the ancient and soulful melodies that would even feel at home in Motown. Westerners have always espoused that music is universal. Yet in our western culture, we tend to take Bach into space instead of a Tuareg lullaby or the soul bending sounds of a Tamil love song.

Like the film noir of the ‘30′s and ‘40′s and black white images in jazz memes, the new music that splashes against many shores is alive with color from parts unknown, from little known cultures and artists that are new to the listener.

Like the German-Japanese sound magician Naoki Kenji – his supernatural keyboard artistry is home to the flavor of Japanese dissonance. Yet the harmonic drive of acoustic base and melody is at home anywhere. His influencers are Al Jarreau and Ivan Lins. His music has enjoyed celebrity status in Japan, Europe, and the US.

Artisan Praful is a German whose real name is Ulrich Schröeder. He began creating jazz as a small child. His acid jazz rhythm has stayed at the top of charts for a record-breaking 70 weeks. He lives near Amsterdam and is master to a host of instruments including the saxophone. His influencers are John Coltrane and Charlie Parker. He has a special affection for Pat Metheny’s earlier work, the syncopated beats of Brazil.

Susheela Raman is a Tamil born in a small town in northern India. She grew up in London and has the vocals of a Dionne Warwick. Chasing the soulful harmonics of Reggae in her traditional cultural songs has garnered her success as a movie sound track vocalist with a huge global following.

For thousands of years, a tall, elegant people roamed the ancient deserts of Northern African. They are the nomads and proud people of the Tuareg. Once called the blue people, or people of the blue veil, their tribe is home to gifted guitarist and singer Bombino. Now that his tribe has come under Islamic fundamentalist rule, Bombino risks his life to bring music to the world. He and his friends learned to play guitar by watching films of Jimi Hendrix and Mark Knopfler.

“The curious beauty of African music is that it uplifts even as it tells a sad tale. You may be poor, you may have only a ramshackle house, you may have lost your job, but that song gives you hope. African music is often about the aspirations of the African people, and it can ignite the political resolve of those who might otherwise be indifferent to politics.” -Nelson Mandela, 1st President of South Africa

He Made an Ordinary Remark for an Extraordinary Audience

canstockphoto19595397 bankingSatya Nadella’s reply to the growing awareness of inequality among women leaders in technology at the Grace Hopper Celebration was an ordinary response; if the listeners comprised a unique cultural circle. Nevertheless, the ordinary commentary fell on the ears of an extraordinary audience. There is an expanding subliminal sense in humanity for social parity that will shape global socio-economies for generations.  Let the truth be known that if Satya were not CEO of the globe’s largest software company…his unfortunate audible would go unnoticed. He said…

On October 9, 2014, while speaking at the Grace Hopper Celebration, a women’s technical conference, Nadella stated: “It’s not really about asking for the raise, but knowing and having faith that the system will actually give you the right raises as you go along,” Nadella said[37], according to a recording on the website of the event, the Grace Hopper Celebration of Women in Computing.

“Because that’s good karma,” Nadella continued. “It’ll come back because somebody’s going to know that’s the kind of person that I want to trust.” – Wikipedia

Thanks to the modernity of technologies such as tweets and Facebook connections, those unscripted utterances went viral instantly to millions. Mr. Nadella’s commentary was in response to a highly charged political nugget. His talk was classic if you follow many age-old Asian ideologies.  The sentiments driving the words were not meant to garner support of the inequity or to ruffle feathers.  Rather it was meant to teach and assuage. Worldly commerce now dissolves sovereign borders creating a new need for serious social studies. How do we shift into the new norm of “political correctness”?

In the late 1980’s, when the EU was still just a suggestion, many economists pondered whether the fact of variance within cultures could create a “more perfect monetary union”, a monetary system that would rival the dollar.  The cultural divides between southern and northern Europe seemed obvious then.

The concept of “moral hazard” has become the great bell weather in how the ECB and Northern Europe will conduct the monetary reconstruction of the current liquidity trapped Southern Europe.  If regulators of shared monetary systems built on post war economics, struggle to regulate within western culture’s social diversity. How do we build a bridge of understanding amongst our thought leaders on how to think before addressing the most fundamental of global cultural norms?

Universal C Suite occupiers grapple daily to avoid such political moments.  Rest assured that these tiny parcels of time are unavoidable. Going forward there are varied cultures that compose leadership within global commerce giants that dictate how our socio- economies will behave.  It is needful that business leaders become culturists and learn to think and listen in global ways. Their audiences must learn how to listen, and then appreciate the richness of our multicultural world while making allowances accordingly.

China’s Modus Operandi to Create Captivated and Motivated Project Stakeholders

 

canstockphoto19595397 bankingWith acknowledgement and deep appreciation for those economists that embrace the concepts of rolling oligarchies. We should note China as the biggest of players in these socio-economic systems. Her continued business growth and expansion within BRIC peers is unprecedented and stands as a reluctant model for how successful projects can emerge. Government controlled Chinese businesses enhance its GDP through wealth generators beyond their borders. They do this by practicing old proven methods of sound project management.

When China owns an intimate understanding of how a targeted government behaves in response to local socio-economic issues. It reveals that sovereign’s strengths and weaknesses. This opens the door for China to ensure future successes in business exploitation.

As a project manager when constructing a knowledge base of the external and internal dynamics, you track their affect on your targeted business niche. This keeps you ahead of competition and successfully meeting benchmarks. It is all in how you use this knowledge while anticipating your clients’ future business behavior. Capitalizing on those responses that lay hidden from casual observation is where China excels. This brand of business conduct offers an alert project manager a unique opportunity to shine.

If your client’s business is dependent on the availability and/or price of raw goods – become acquainted with their peripheral sources. Monitor market movements and be prepared to hedge any future agreements based on your expanding knowledge. Like all countries – every business houses strengths in natural resources and weaknesses in supply and demand. This is also useful in creating hedge opportunities when using trendsetter models and predictors.

China uses underdeveloped bio-diverse hotspots as hedging tools for its global expansion needs. This type of commerce building, housed within struggling economies, serves as one of the best models to gain supremacy in the business of project management.

For example, a current Chinese project dictates an outcome of an integrated Southeast Asia, and continued growth of its influence in South African. These struggling economies find that Chinese businesses continued use of the Yuan fundamentally changes their country’s economics. The nations that compose Southeast Asia and South Africa are bio-diverse hotspots and emerging markets. Use of China’s Yuan contributes to the devaluation of their domestic currency. China’s socio-political and local marketing strengths increase. They gain a captive and increasingly dependent audience of consumers.

Your growing list of successfully completed projects becomes by proxy your personal currency. In creating smooth transitions, debuts, generational upgrades your brand of project management usurps the competition, you create a captive customer base.

When leading small or large projects – a one-size fits all approach only lessen the chances of success. Worse, it creates a project manager that leads in mediocrity. Learning to read market fluctuations that are crucial to your client base creates in you “controller of data wealth”. This behavior captures the imagination of C suite policy makers.

If your client sells flat screen TVs then you should track market behavior of businesses that produce light emitting diodes. Go a step further and investigate chemical firms that drive the largest market share in synthesizing AMOLED (active-matrix organic light-emitting diode) a plastic formula used in trending technologies. The price of raw goods dictates bottom line health. Monitor global pricing and the regional geopolitics that affect production of raw goods.

Your ability to anticipate changes to supplier pricing and/or demographics will not only ensure successful project outcomes. It will offer you the opportunity to share information that may hamper your clients’ success in meeting its business obligations. You will find that motivated customers will repeatedly defer to your project leadership. More importantly, this knowledge defines you as a SME. Your portfolio of project leadership skills will grow diverse.

A mindset of diversification and knowing your market should be part of your business mission.

Knowing what drives and regulates your clients’ commerce is arguably one of the most important skills in keeping ahead and anticipating thereby creating a growing list of successfully completed projects.

While seemingly disparate, these anecdotes reveal a project lead model that mimics China’s modus operandi in realizing its global business ambitions. It is a commerce model in how to create captivated and motivated project stakeholders.

Your Evolution as an Occidental Freelancer

Working as a freelancer encompasses many highs, one of them (if predisposed to solitary employment) is having the ability of working alone. Another is the pleasure of being of service and a contributor to many different creative people and types of businesses. Yet it can be very lonely as well.

stephan and beachFreelancer as a title infers long hours of laboring your own pace while engaging in many responsibilities. It is hard to avoid long hours that turn into long days absorbed with the completion of projects with stern time and scope parameters. Often ideas will arise for services that you may not offer. Perhaps you lack a particular skill or simply not have the time. This is the opportune moment to think of working with others.

Collaboration or “the act of working together with one or more people in order to achieve the same goal”, is worthy of consideration. Just as your talents are highly specialized, so are others. All service providers have a common goal, to achieve excellence for their clients. To that end, working with others is a worthwhile undertaking.

It starts by understanding what your talents are. Network with others in your circle and discover how their gifts stack up in relation to yours. Absolute compliance to agreements is understood before assuming shared work. The results can be a highly customized product or service.

Toiling as a single force can be a boon to your bottom line and your clients’ commerce. Whether it is a commitment to an ongoing big project or the polishing up of small ones, conjoined administrative responsibilities with clearly devised and equitable payouts can equal total success. You are becoming a viable corporate entity in an uncompromising business world.

Competition is another good reason why freelancers should work in partnership. As a group, you are forming a powerful talent pool. Your group of specialized freelancers is mimicking a larger formal corporation. That under ordinary circumstances could mean a costlier contract for the client. As a group, you comprise a broader less expensive skill base.

Build a network of associates. Use a scalable and customizable web-based network like Google+ or LinkedIn. Grow your network by participating in online chats in order to share project news and collaborations. This is also a perfect place to leave professional feedback for each other.

Great reviews from peers on a job well done can be priceless. In addition, it can be a place to acquire impromptu needful backup for backlogged work and to free up needed time for fellow members.

Remember to keep in mind some common sense approaches when networking with other freelancers. Think to collaborate with contractors that you trust. Who would play well within the group culture? Having skills in common is a plus, but coming together with other freelancers entails joined responsibilities as well. You must be prepared to step in and do your part or fill in when needed. Your special network of SMEs is a growing business – treat it as such. The evolution in becoming a strong alliance of specialized occidental freelancers can be very rewarding

Your Creation of a Motivated Agile Organization

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Preserving a traditional attitude in how any commerce system continues to run smooth and efficient is often the fastest avenue to the decline of any business. Wisdom fails when a company’s leadership forsakes allocating time in exploring new and better ways to employ their assets, therefore growing richer. The sin in this is getting so comfortable in the process that we neglect to conceive scenarios where day-to-day difficulties are occurring within the economic fabric of the company or the market it serves. This structural process can fail a firm’s future. Successful or not an organization should never get too content in their practices. Market requirements change.

This requires research.

The demographics that affect your customer base will change. It is a given that groups of consumers get older, have new requirements, new technologies. These evolutions change how you run your business, altering how your clients consume. Conversely, because we live in a global society of wealth building product and service consumption, other businesses will duplicate your success. Depending on your product or service, a business can face a movement of patrons to new offshore businesses. Although the nature of some services may not be “offshore-able”, staying abreast of needful changes is wise. It is important to imagine and embrace the predictabilities of transformation, which is constant.

Project Managers can forecast, but the net has to be cast wide using imagination.

Project Managers are trained to anticipate change and use the age-old tool of projecting. However, natural calamities are unpredictable and fluctuations in global trade unforeseen. In order to keep satisfying the commitments to clients, your business often depends on the health of other businesses or local economies. Interruptions in deliveries or price fluctuations of raw goods can mean a disruption in business productivity. Depending on the severity of the disturbance, this is a period where a firm is tested most. It is important to develop stress tests during times of plenty. Forming development teams to stress test while your firm is healthy is not unreasonable.

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This is especially true for large and mid-size firms.

When a business organization is large enough to form pockets or divisions with the sole purpose of successfully completing a single task, the fear of becoming redundant is pervasive. The fear of job loss is real. Whole groups within your firm consumed with the objective of project completion lacks objectivity. When a firm’s work groups behave autonomously, the ability to be agile or to initiate quick procedural changes diminishes. The lack of imagination to moderate or alter a prescribed procedure is common. Rather their focus is goal oriented and regulated. A responsive team trained in the implementation of well-planned responses to unforeseen crises or changes in markets is what your business requires. This team has little need for constant regulation.

They possess the nimbleness to adjust to the changes in the markets that your firm depends on to remain healthy. This goes a long way in maintaining your market currency; therefore increasing your business success.

Business processes must be organic in order to continue to be wealth generating.

 

The Evergreen Inner Sanctum of Hawala Wealth

canstockphoto19595397 bankingLike a Greek play, the inner sanctum of the 1% meme is a melodious and harmonic chorus droning across the globe. The rhetoric has become common but the message obscures the realities of a true growth in wealth…shadow banking. Like a green shoot of new grass emerging between the cracks of an urban sidewalk. Shadow banking is expanding beyond earshot or sight. Obscured by white noise that renders it out of news media range it remains an enigma. Its moniker is absurdly descriptive. Shadow banking is unregulated activities by regulated institutions. It serves as a very important structure within the global economic stream. However, like the “Mighty Mississippi”, this monetary river rushes into the hands of ideological extremists all over the world.

Hawala or Hundi

Regulated global monetary exchanges are growing richer while participating in money laundering of terror donor funds. Funded in the billions from sovereign and business leaders these dollars transect borders. Creators of instant billionaires their ever-greening inner sanctum of wealth has become the driver of the burgeoning bottom lines to government reserves.

This green bubble feeds the economic stream of all our lives in every developed nation. It underlines the economic fabric of those of us living in foot tapping porch homes to Wall Street. Yet few of us know of its existence.

Doing its work as an undercover agent of monetary exchange the societies of Hawalas is exclusive. Those actors that serve as go between and the gatekeepers are the Hawalers. In support of the horrors of radical and bloody ideological social reengineering, no federally mandated agency sanctions its money exchanges. Hawala dealers function within centuries’ old code of ethics reliant on trust between ethnic tribal unions and families. If they were recognized as a sovereign nation, their GDP would rank among the highest.

We can enjoy a stimulating debate on whether hawaladars are or have been a needful economic structure. Because the purchasing power of terrorists and their organizations serves as the underlying structure of major economies. These funds earmarked for terrorists proliferation hourly navigates its way into regulated sovereign banking.

The “politicalization” of Hawala by rich ideologists is rapidly becoming problematic. So how do you track and punish those that traffic in money laundering? You introduce the regulated offender to the scales of justice. You punish the participating institution thereby staunching the flow and minimizing the number of laundering havens (BNP Paribas). Nevertheless, how often does the politics of the locale, especially in underdeveloped nations turn a deaf ear; nay they sanction the religion of Hawala economics.

The role of transnational watch dogging of Hawalas has changed its face and developed strong regulatory muscle. It resembles the Eurasia Group of the Financial Task Force (FATF).

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Eurasia Group of the Financial Action Task Force (FATF) is being embraced and forming new partnerships in its motivation to drive Pakistani Hawalas from the borders of neighboring countries. Somewhere in the vast and complex dendrites of the Hawala connectivity, someone has discovered that the only pathway to circumventing monetary funds to terrorists’ hands is to clamp off the artery that allows it.

Nevertheless, the realities of a dynamic organism are that it creates what biologists call an anastomosis. Like a blocked blood vessel, shadow bankers will circumvent an obstructed avenue of exchange then invent a new way to meet hawala needs.

Crypto-currency enters from the wings offering yet another popularized avenue to the swift expediency of money transferring, from one unregulated hand to another. However, that is subject matter for another posting.

Keep Your Nerd at the Door

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Content or article ideas come by way of media headlines in every genre.  Every subject of public interest has a relationship to the business of your blog.  It’s all in interpretation of thought. The tricky bits come in how to insure that the words and ideas actually convey what you do for a living.  In creating your website content, draw a line of a particular trending subject on how it relates to your commerce offerings.

For example, Google shares may be trending up because of the acquisition of a new technology. That technology may be a tool that you use for customer fulfillment. Project those thoughts of how your business is ahead of competitors. Use captivating call to action words.

The most difficult part in presenting fantastical ideas into content is to present your accepted wisdom in clear unambiguous terms. Keep your nerd alter ego at the door.  If you have a product or service to sale – just say it. Being too technical or roaming too far into the weeds when explaining what you have to offer can lose an important moment….capturing the imagination of your new patron. 

Keep your nerd at the door and keep it simple.