Collision 2018: Jean-Marie Grange and

The casual elegance in his approach distinguished him from the surrounding cacophony of Media Village in Collision 2018.

He introduced me to a nascent monetary model designed for digital content. I was eager to learn more about Because writers and authors are always looking for income generating avenues. And discovering a business that has stylishly scaled blockchain technology in a pay to read system is timely brilliance. And then at Collision 2018 I met its sophisticated Founder Jean-Marie Grange.  

Jean-Marie Grange has discovered a valuable niche. His cryptocurrency-based system of payment will quietly reshape how all digital content consumption and its creators will transact business. He calls it Nano-payments.

SME or subject matter experts and technical writers depend on quality curated data. This can be expensive.   The concept of pay per read is not new but affects directly cost effectiveness. delivers unexplored paths of income. The alchemy of the concept is simplistic in how digital publishers can transact donations, create subscribers from visitors, control payment outputs, and miraculously create quality data curation. All achievable within blockchain’s intrinsic transparency.

Blockchain technology as a system of payment is not new.

But making it scalable with little to no commitments is trendsetting. The need to read and use curated digital content from proven sources where where expensive subscription dues or purchase of the full work is a requirement.

What if you could pay pennies for needful content while having complete control over forecasting how much to spend.  This is the essence of, offering a world of digital content through the transparencies of blockchain technology.  With the power to curate exactly what you need for a fraction of the cost.

Adblockers can also affect publishers’ digital marketing return on investments. offers readers the experience of enjoying content for free or for a small fee read content ad free.

Blockchain technology naysayers please take note. The logical user growth in blockchain enterprises like is quietly reshaping payment systems architecture.

While listening to Jean-Marie Grange’s presentation, I understood with clarity how valuable the role this cryptocurrency concept will play and reengineer the monetization of digital content. I was surprised and pleased to understand that serves all digital transactions for books, blogs, encyclopedias, video streaming, music streaming, video games, and virtual trading cards.

As an investment tool, the trading value of cryptocurrencies often mimics the dramatic fluctuations of other nascent technologies. But its return on investment has become impressive in businesses offering the conveniences of using digital technologies are poised to do well.

Our Collision 2018 discussion was lively sometimes debating – but thoroughly enjoyable. I came away a fan.

“Accessing any content for a fair price made easy and convenient” ~

The Disruptors, Inclusion (ists) Robo-advisors, Digital Economists and Crowd-funders…an Atlanta Reunion by Barbara Cerda for BCSolutions

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It was the usual January day in Georgia’s south…chilly with bright sun.  It was just the right kind of winter’s day native Chicagoans pray for.  This was a time when the 2016 HOPE Global Forums delivered again on its promise to inspire and conspire with young minority and women entrepreneurs. Finding a home in the Atlanta Marriott Marquis, it held the delightful feel of the familiar yet newly organized beyond its norm. The event managers and their digital minions brought a new online application to the gathering to advance registrations for forums and events.  Within all the glam and show was a wealth of the globe’s greatest thinkers and wealth builders that successfully strengthened global economies. The message was how the newest transnational disruptor is reshaping our world and intruding into every economic think tank session and forum.

From Davos to Atlanta the conundrum of how and why digital technology will serve the global underserved and poor communities is growing. Digital technology has become our new HOPE.

The most important take away message from this global summit was how the world’s most powerful instrument for change is impacting struggling communities waiting to be served.   Digital disruptors are reshaping Wall Street and has penetrated deep into the social constructs of global economies. It is breaking asunder how we grow information and wealth. This is a time of the biggest prosperity building engine in the history of man?  It is opening the doors to solving the needful enabling of the poor while creating new wealth builders. The need is ancient requiring nascent ideas.

The summit addressed this by bringing together both breakout forums blended with brilliant panelists.  The common theme, as in Davos, was by what means will we bring the benefits of digital technology to the poor and disenfranchised?

Tried and true possibilities of creating engaging financial products that can address the needs of the disenfranchised were discussed.  We learned that when addressing the needs of the masses the banking community’s most valuable commodity is trust.

Trust is needful in order to further the aims of bringing the feeling of inclusion back to stressed communities.  There must be a sense of faith in the economic systems and it must flow both ways.  The current mindset of financial houses is still mired in 1932 concepts.  Struggling communities are still being forced to go to the same wealth keepers who are still mired in antiquated banking regulations.  This hinders the digital culture from truly breaking free to serve the underserved.  Change in how traditional business is transacted is a must when taking into consideration its future which lies in a populace of increasing digital users.  The largest proportion of users in the world is in developing nations.  Of those countries Indonesia and Kenya have the greatest number of users.  Of those users the largest number by age group are under 25 years.

To gain their trust transparency must be the start.  Digital technologies like block chain draws us closer to that goal.

Within this digitalized mining system person to person dealings requires no third party. This is a peer to peer or within a community system of buyer seller transactions.  Block chain is making us understand that basic banking is being transformed. Glass–Steagall Act was created to guard the door.  Dodd-Frank Wall Street Reform and Consumer Protection Act is meant to regulate how we use those doors.  Finance, banking and the underlying flow of money is now being disrupted by way of digitalized money.

The digitalization of wealth has become the great disruptor of our age. It will serve to solidify the concepts of inclusion and self-realization.

The results will be an equitable world where dreams of a fruit filled life should become the ordinary for all…it should be written in every DNA.  This endeavor must become a global contract. From enabling communities to crowd fund banking to the privatization of businesses in m1 and 2 economies, digital technology has become the great inclusion (ists).

Digital economists are witnessing the changes in communicating and creating new ideas on how business and wealth is generating. Robo-advisors are teaching a new type of wealth management that is reaching deep into emerging markets where young adults are the average age of digital users.  Algorithmically-based automated investment is replacing traditional advisories.  Global regulators are giving a nod to what countries like China have already acknowledged as the future of block chain technology.

Even attendants at Davos this year understands that the great disruptor is enabling therefore changing the dynamics of growing information and wealth from the bottom up.